Skip to main content

Financial Assistance Program

Financial Assistance Program

We understand that not all patients have insurance or the same financial circumstances. We have a variety of discount programs and payment options, and specialists who can work with you one-on-one to understand your bill, your insurance coverage, and assistance for which you may qualify. These policies are utilized and applicable to the following at Gibson Area Hospital and our CLINICS:


Understanding the Financial Assistance Policy


We know you have lots of questions. To better understand our Financial Assistance Policy, we have created a resource that discusses eligibility, how to apply, what financial help is available, calculating the amounts generally billed, and more. Select your preferred language from the options below.


-En glish


-Sp anish



Applying for Assistance


Step One: Select the Financial Assistance Application in your preferred language from the options below. Complete the form and print.







Step Two: Please mail the completed form along with any supporting documentation to the following address. 


Patient Account Services and Solutions

ATTN: Gibson Cares

1120 N Melvin St.

Gibson City, IL 60936


For questions, call 217-784-2245.


What If Charges Are More Than The Assistance Provided?

In cases where an eligible patient receives financial help of less than 100% of gross charges, the patient will not owe more than the amount generally billed (AGB) to individuals who have insurance. Visit the patient billing page to learn more about calculating the AGB.


Is Your Physician Covered Under the GAHHS FAP?

It can be confusing which physicians are covered under the GAHHS financial assistance policy and which ones are not covered. To better assist you, we have provided a current list of each below:

                  Lawrence Gratkins, MD

                  Patricia Johnson, MD

                  Ashok Jagasia, MD


Get Insured

Did you know that affordable healthcare coverage may be available to you through the Health Insurance Marketplace? For more information visit


Has Your Insurance Coverage Recently Ended?

COBRA allows you to temporarily keep the health insurance offered by your employer if you lose or quit your job, or reduce your work hours. If you are hospitalized within 60 days of losing your job, please contact the Gibson Area Hospital & Health Services patient billing office. We may be able to help you.


We Are There to Help

If you have questions or prefer to talk to us over the phone or in person, contact us to request a callback or appointment. We have specialists at all Central Business Office location.



  Notice of  Nondiscrimination 

How to Contact Us

To contact Gibson Area Hospital directly call (217) 784-4251. For Security Concerns please call the Security Officer at (217) 784-2370. For general questions or comments about the GAHHS website, fill out the form on the contact page or email .

 Contact Us
 (217) 784-4251